Introducing Bond Agents — working to unlock liquidity and mitigate risk.

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Unified Payment Operations

Centralized, secure and streamlined payment orchestration for your global payment operations.

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Unify Your Payments, Globally

ENSURE SEAMLESS OPERATIONS

FRAUDFraud Detection

Real-time screening catches velocity anomalies, geo mismatches and beneficiary changes before payments leave.

Payments Blocked0 / 5
FRD-4401HIGH
Velocity CheckAccount **4007 — 12 txns in 3 min
$87,200
FRD-4402HIGH
Geo MismatchOrigin: London → Destination: Lagos
$34,500
FRD-4403MEDIUM
Duplicate PaymentINV-9921 paid twice within 24h
€22,100
FRD-4404HIGH
Threshold BreachSingle txn exceeds $50K policy
$65,000
FRD-4405MEDIUM
Beneficiary ChangeIBAN updated 2h before payment
£41,800
PREDICTIVEPayment Predictions

Bond predicts supplier payables based on historicals to automate them and feed into cash flow forecasts.

Forecast Accuracy93.8%
Acme Corp
Due Feb 15·12-month pattern
97%
$145,200
Global Logistics
Due Feb 18·Quarterly contract
94%
€89,000
TechParts Ltd
Due Feb 20·Invoice cycle
91%
£32,500
Energy Solutions
Due Feb 22·Seasonal trend
88%
$67,800
Cloud Services Inc
Due Feb 25·Fixed monthly
95%
$24,900
ORCHESTRATIONEnd-to-End Payment Pipeline

From ingestion to reconciliation — every payment is validated, screened, approved, routed and posted automatically.

Payment Pipeline1 / 10
1
IngestMT940 received from Citi
2
ValidateSchema & format checks
3
EnrichFX rate & entity tagging
4
ScreenSanctions & fraud checks
5
Approve4-eye approval workflow
6
RouteOptimal bank selection
7
ExecutePayment submitted via SWIFT
8
ConfirmMT900 confirmation received
9
ReconcileAuto-matched to invoice
10
PostJournal entry created
GLOBALInternational Payment Formats

Send payments in any currency with SWIFT, SEPA, ACH, BACS and ISO 20022 — all formats supported out of the box.

Formats Processed5 Standards
SWIFT MT103Global · ISO 15022
4,218 txns
SEPA SCTEurope · ISO 20022
2,891 txns
ACH / NachaUnited States · NACHA
1,647 txns
BACSUnited Kingdom · BACS
1,203 txns
SWIFT MX pacs.008Global · ISO 20022
987 txns
Currency Coverage
USDUS Dollar
$12.4M4,218
EUREuro
€8.7M2,891
GBPPound Sterling
£5.2M1,647
BRLBrazilian Real
R$3.1M987
AP / ARAccounts Payable & Receivables

Automate your AP & AR processes with an integrated platform for seamless collaboration and automation.

BNP
AP/AR Pipeline
5 Active
Acme Corp
ScheduledDue: 2 days
AP£100,000
Global Logistics
Pending ApprovalDue: 5 days
AP€152,021
Cloud Services Inc
OverdueDue: -3 days
AR$2,500
Energy Solutions
MatchedDue: 7 days
AP£250,250
TechParts Ltd
ReceivedDue: Today
AR€876,007
Bank Routing
BNP Paribas
BNP Paribas
SWIFT847
Citi
Citi
API1203
HSBC
HSBC
Host-to-Host562

Secure, Effective & Efficient Payments

ONE PLATFORM, EVERY DATA SOURCE

Connect to your banks, ERPs and PSPs to centralize and unify payment operations all while seamlessly syncing your data in real time.

Multi-Rail
Payment Networks

Execute payments across multiple rails including SWIFT, ACH, SEPA, and real-time networks.

Automated
Workflow Automation

Automate payment approvals, routing, and reconciliation with intelligent workflows.

Secure
Enterprise Security

Bank-grade security with multi-factor authentication and comprehensive audit trails.

Compliance
Built-In Screening

Automated compliance checks and sanctions screening before payment execution.

Real-Time
Instant Processing

Process and track payments in real-time with immediate status updates.

Integrated
ERP Connectivity

Seamlessly integrate with ERPs, banks, and payment service providers.

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Secure, Effective & Efficient Payments

ONE PLATFORM, EVERY DATA SOURCE

Connect to your banks, ERPs and PSPs to centralize and unify payment operations all while seamlessly syncing your data in real time.

Controls
User Role Rights

Set up or inherit existing payment controls from your counterparties.

Recipients
Manage Recipients

Manage all your recipients with ease from a single platform.

Payroll
Payroll & Benefits

Sync with your systems to automate payment runs.

Secure
Enterprise Security

Secure, encrypted and compliant payment operations.

AP/AR
Accounts Payable & Receivable

Automate your AP & AR processes with one platform for collaboration.

Automated
Automated Payments

Set up automated single or batch payment runs.

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Trusted by Global Leaders

DON'T TAKE OUR WORD FOR IT

The AI treasury management platform trusted by Fortune 500, FTSE, and other global public-market leading companies to deliver the outcomes that matter.

"Bond saves us hours every day. Its AI identifies trapped liquidity then plans the most optimal route to generate more revenue."

Alinda Van Wyk, CFO

500 +

Accounts Connected

Alinda Van Wyk, CFO Logo

Massy runs treasury operations on Bond across more than 60 business units spanning retail, energy, automotive, industrial, and financial services across the Caribbean, Colombia, and the United States.

60+

Business Units

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"Bond was clearly more advanced than other vendors during the RFP process and has transformed our operations with it's AI-powered solutions."

Rajiv Parmar, Treasurer

$150m

Liquidity Managed

Rajiv Parmar, Treasurer Logo

BOOK A DEMO

Ready to move money faster?

See how Bond can transform your treasury operations with AI automation, ROI delivery, and intelligent decision-making.

$1B+

Liquidity Unlocked

$100M+

Extra Revenue Generated

1,000+

Risk Incidents Mitigated

$36.5B+

Investment Volume Annually

$1T+

Transactions Processed

$50B+

Managed Daily

Frequently Asked Questions

Have a question? Here to help.

System of Action

DO BETTER THAN STATIC DASHBOARDS

Bond's AI intelligence layer turns static data into intelligence that doesn't just inform work - it does it.

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Bond
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Bond Financial Technologies Ltd (FCA Number: 989936) is an appointed representative of Talbot Capital Limited, which is authorised and regulated by the Financial Conduct Authority. Bond Financial Technologies Ltd registered address is Second Floor, Berkeley Square House, London, United Kingdom, W1J 6BD. The information and the services referred to on our site are directed at professional clients, eligible counterparties and retail clients. However, retail clients may only rely on the information herein in relation to corporate finance business. If you have any doubts about your status you must not access our site. This website is for information purposes only. Nothing herein shall be construed (i) as an official confirmation and/or (ii) as advice or a recommendation. Please note that you are required to have read and accepted the terms of our Privacy Policy & Terms of Use before you are able to access our website.